2021-12-15

Credit Manager – Mogadishu, Somalia

MyBank Limited

JOB ADVERTISEMENT: Credit Manager Position

MyBank Limited is an equal opportunity employer. Female candidates are strongly encouraged to apply.

We have an exciting career opportunity for Credit Manager to join our team. If you meet the criteria please send us your CV for consideration

Key responsibilities:

Offer an oversight role in managing society loans.
Ensure all loans are insured.
In liaison with marketing department, grow a healthy loan book.
Ensure the portfolio at risk( par) is maintained at ≤ 5%
Verify proper collateral documentation before loan disbursement.
Ensure security perfection before the loans are disbursed.
Generate loan reports to the Sacco Manager for presentation to the board.
Approve loans within the limit and facilitate further approval by the Sacco Manager for loans above the limit.
In liaison with the marketing department, develop and review the loan products periodically.
Handle customers with difficult loan cases.
Improve and implement laid down operational procedures.
Supervise and appraise his/her officers.
Market and cross-sell the Sacco products and services.

Key performance measures:

Key responsibilities:

Offer an oversight role in managing society loans.
Ensure all loans are insured.
In liaison with marketing department, grow a healthy loan book.
Ensure the portfolio at risk( par) is maintained at ≤ 5%
Verify proper collateral documentation before loan disbursement.
Ensure security perfection before the loans are disbursed.
Generate loan reports to the Sacco Manager for presentation to the board.
Approve loans within the limit and facilitate further approval by the Sacco Manager for loans above the limit.
In liaison with the marketing department, develop and review the loan products periodically.
Handle customers with difficult loan cases.
Improve and implement laid down operational procedures.
Supervise and appraise his/her officers.
Market and cross-sell the Sacco products and services.

Key performance measures:

Important relationships

Job is both internally and externally focused, requiring that the individual be highly adaptable in terms

of personal style and the development of business knowledge related to banking

Qualifications, experience and skills

University graduate preferably qualification in Banking/Business/Management.
Professional qualification e.g. Institute of Bankers diploma would be desirable.
Bachelor’s degree in related field and or related professional qualifications.
Basic knowledge of Banking

Computer Literacy

Personal competencies

A structured approach to dealing with complex and variable work environments in an independent manner.
Ability to balance opposing business requirements.
Ability to balance long term and short-term requirements independently
Strong evaluation, communication and reporting skills
Able to provide advice and cause/effect evaluation to support business decision making
Independent and logical thinker, yet an achiever and implementer
Leads by example
Good at managing large volumes of information and can add value through management reportingBuilds relationships and networks easily

Experience

He/she must have at least 5 years of experience in financing and investment, his education university graduate preferably qualification in Banking/Business/Management. In this position, Women are preferred.

How to Apply:

Forward a copy of your CV and a covering letter stating the role you are applying for to: Hr@mybank.so

Closing Date: 18^th DEC 2021.

Please note only candidates who meet the minimum requirements will be shortlisted for interviews.

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