INTERNAL/EXTERNAL VACANCY

About Shabelle Bank

Shabelle Bank is a fully licensed Commercial Bank in Ethiopia to conduct all its operations under the principles of Islamic banking. Shabelle Bank started its journey as a microfinance institution in 2011. It subsequently secured the banking license to serve its client better, by offering ethical financial products. With the mission of Enabling Growth and Enriching Lives, the Bank reaches out to its customers through a growing network of branches in Ethiopia.

Customers can also benefit from an array of customer conveniences such as Internet & mobile banking, debit card with SMS alerts, online account opening, 365-day banking, Saturday banking, extended banking hours, 24×7 cash deposit machines, and banking units exclusively for ladies.

Purpose of the Job

To ensure sustainable growth and profitability of the Bank by developing and implementing strategic direction for efficient mobilization and utilization of funds, the position is also responsible for enhancing the Bank’s revenue and market share by working with the Bank’s Executive Management to develop and implement the Bank’s operations strategy.

Main Duties

• Review investment analysis proposals and give feedback and recommendations to the approving organ.
• Take part in loan approval decision, check and sign on the loan approval form, delivery time report and other periodic reports to ensure validity and completeness.
• Lead the timely and accurate classification of loans and advances and adequate provisioning thereof.
• Develops a team-concept work environment that encourages open/honest communication and positive employee morale.
• Ability to make decisions independently and ability to multitask are essential.
• Leads by example with excellent attendance/reliability and punctuality
• Monitor the Investment reference system to ensure that it is functioning in line with the requirements of
• National Bank of Ethiopia (NBE) directives.
• Participate in deciding on workout strategies for sick loans and advances and lead their proper implementation
• Review recommendations for write-off of loans and participate in making write-off

General Responsibilities

• To adhere to the Shabelle Bank policy in all activities, and to actively promote equality of opportunity wherever possible.
• To adhere to confidentiality clause and uphold the Shabelle code of conduct
• To undertake such other duties as may be reasonably expected
• To provide a healthy and comfortable working environment, smoking is prohibited

Qualifications and experience

• Master’s degree in Management, Accounting, Finance, Economics, Business Administration or related field, with eight (8) years of experience of which three (3) years should be at supervisory position in Interest Free Banking.
• Full professional qualifications are desirable.
• Specialist experience in investment analysis and banking sector.
• Take part in loan approval decision, check and sign on the loan approval form, delivery time report.

Competences

• Ability to influence team members and others outside of direct responsibility, including employees in other divisions
• Excellent internal and external client service skills
• Knowledge of industry best practices to improve efficiency and effectiveness
• Excellent verbal and written communication skills